I'm sorry to hear about the accident and hope Shawn recovers quickly.
Be aware that if a club member has an accident during a club ride, we have insurance that covers up to $10,000 of medical expenses if the person has no primary medical insurance or if the person has insurance, coverage applies to copays or charges not paid by the primary.
I'm not trying to use the accident to sell memberships but it's something we don't normally think of until someone has an accident.